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Mutual Fund Calculator

Estimate mutual fund returns, corpus, and investment growth online.

  • Free
  • No sign-up
  • Runs in your browser

How will you invest?

Pick a fund type

₹
₹1 Lakh
%
years
%
Yearly fee charged by the fund. Direct plans are usually 0.1–1%, regular plans 1–2.5%.

Estimated value at the end

₹3,10,585

₹1,00,000 invested once for 10 years at 12% p.a.

  • Amount invested₹1,00,000 (32%)
  • Returns you keep₹1,83,942 (59%)
  • Lost to expense ratio₹26,643 (9%)
Total invested
₹1,00,000
Total returns
₹2,10,585
Net return after 1% fee
11% p.a.
Value after expense ratio
₹2,83,942

A 1% expense ratio costs you ₹26,643 over 10 years — 9% of the final value. Direct plans charge less.

How your money grows, year by year

  • Amount invested
  • Returns (before expense ratio)

Returns grow faster in later years because earlier gains also start earning — that is compounding.

Complete Guide to Mutual Fund Calculator

A Mutual Fund Calculator helps you estimate future value of your investments. Use it to plan for retirement, child education, or any financial goal.

Frequently Asked Questions

Q1. Is the mutual fund calculator accurate?

Yes, it uses standard formulas. Actual returns vary with market performance.

Q2. What is a good expected return?

Equity: 12-15%, Debt: 6-9%, Hybrid: 9-12% (historical).

Q3. Direct vs Regular – which is better?

Direct plans have lower expense ratios, hence better long-term returns.

Q4. How to download report?

Click “Download results (Excel/CSV)” – the file includes your inputs, the expense-ratio impact and the year-by-year growth. Use “Copy link” to share these exact numbers.

*Disclaimer: Past performance does not guarantee future returns. Please consult a financial advisor.
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